Claire Or Me
Are you looking to open a PayPal account in Pakistan? With a PayPal account, you can shop online, make payments and receive money from overseas without any hassle.
Creating a PayPal account in Pakistan is quite easy if you follow the right steps. In this detailed guide, I will walk you through the entire process of setting up a PayPal account from Pakistan. Whether you are a freelancer, blogger, online seller or just looking to make international payments, this tutorial is for you.
Sign Up for a PayPal Account
The first step is to visit the PayPal website and sign up for a new account.
- Go to www.paypal.com. This will open the PayPal homepage.
- Click on the “Sign Up” button at the top right corner of the page.
- Agree to PayPal’s User Agreement and Privacy Policy by clicking on the checkbox.
- Click on “Sign Up” again.
This will create your PayPal account.
Choose Your Account Type
Once you sign up, PayPal will ask you to choose your account type. You can either open a Personal account or a Business account.
Personal Account is for your everyday online payments and shopping needs. This works well if you just want to buy stuff online or send/receive money to family & friends.
Business Account gives you access to additional features like invoices, selling tools and business reporting. This is ideal for online sellers, freelancers and other commercial activities.
For most users in Pakistan, the personal account should suffice. But if you plan to receive payments for any business/freelance activities, go for the business account.
Select your preferred account type and click “Next”.
Verify Your Email Address
After choosing your account type, PayPal will send a verification link to your registered email ID.
Open your email inbox and look for the verification email from PayPal. It will contain a link that you need to click on to verify your email address.
This step confirms that you own the email address you signed up with. Email verification is important to prevent fake accounts on PayPal.
Add Bank Account Details
To send or receive money via PayPal, you need to link a bank account with it.
- Login to your PayPal account and click on the “Link a bank account” option.
- Enter your debit/credit card details or bank account number.
- PayPal will make two micro-deposits into your bank account. You have to enter these amounts to verify the bank connection.
- Once the bank account is successfully linked, you are all set to make payments.
For pakistani users, linking a Pakistani bank account or debit/credit card will allow smooth transactions. You can also link a US bank account if you have one.
Complete Your Profile
The next step is to fill out the additional personal details in your PayPal profile:
- Add your name and address
- Enter your mobile number
- Set up security questions
- Add an alternate email address
Filling your complete profile increases your account credibility and allow lifting payment limits. So make sure you enter accurate details at this step.
Apply for Payoneer Debit Card (Optional)
To make the most of your PayPal account, you can also apply for a Payoneer debit card. This gives you a physical card linked with your PayPal balance.
Here’s how to get a Payoneer card:
- Login to your PayPal account and go to the Wallet/Cards section.
- Click on “Apply for a card” and select the Payoneer option.
- Payoneer will ask you for some personal/address details to ship the card.
- Once approved, Payoneer will mail your card to your Pakistani address within 5-7 working days.
This debit card can be used just like any other card for shopping, paying bills and withdrawing cash from ATMs. You can instantly load it with money from your PayPal wallet.
Having a physical card makes it really convenient to use your PayPal balance anywhere in Pakistan.
Receive International Payments
Once your account is set up, you can start using it to receive money from clients abroad. Whenever someone sends you payment to your PayPal email, the amount will reflect in your PayPal balance.
You can then transfer this balance to your local Pakistani bank account. Here is how:
- Login to PayPal and click on “Transfer Funds” option.
- Enter the amount you want to transfer and add your bank account details.
- PayPal will transfer the funds to your Pakistani bank account within 2-3 working days.
- The payment will show up in your bank statement (subject to standard transfer fee).
This way you can conveniently receive international payments from freelancing clients, family & friends into your Pakistani bank account.
And that’s it! By following these 7 easy steps, you can create a fully functional PayPal account from Pakistan and integrate it with your local bank.
FAQs on Creating PayPal Account from Pakistan:
Here are some common questions about opening and using a PayPal account from Pakistan:
Is PayPal allowed in Pakistan?
Yes, PayPal is available for use in Pakistan. Any Pakistani citizen above 18 years of age can create a PayPal account by following the steps outlined in this guide.
What documents do I need to open a PayPal account from Pakistan?
You just need a valid email address, bank account details and personal information like name, address, etc. No physical documents are required during signup.
Can I link PayPal with a Pakistani bank account?
Yes, you can link PayPal to any of your Pakistani bank accounts including Meezan Bank, HBL, UBL, Bank Alfalah etc. This allows you to withdraw funds from PayPal into local banks.
Is there any transaction or withdrawal limit on PayPal Pakistan?
For a new personal PayPal account, there is a $500 receiving limit and $100 withdrawal limit initially. This can be increased by completing your account verification steps.
How much does PayPal charge for Pakistan transactions?
PayPal charges a flat 4.4% transaction fee for Pakistani accounts.
Can I use PayPal to pay Pakistani freelancers?
Yes, you can pay any Pakistani freelancer, service provider, seller etc. through PayPal without issues. Many Pakistani freelancers accept PayPal payments from international clients.
Is PayPal banned by State Bank of Pakistan?
No, PayPal is allowed and legally authorized for use in Pakistan. SBP has not imposed any ban on using PayPal accounts in the country.
Can I withdraw PayPal balance to JazzCash/EasyPaisa wallet?
Unfortunately, PayPal withdrawals into mobile wallets is not possible currently from Pakistani accounts. You can only transfer it to your local bank account.
I hope this detailed guide helps you in successfully setting up your own PayPal account from Pakistan. PayPal provides a bridge for Pakistani users to conveniently participate in global online commerce. So sign up for an account today and unlock the full potential of digital payments.
